Pension Loans

Category: Uncategorized

  • No More Repayment Fees on More2life Lifetime Mortgages!

    Good news for those approaching retirement age! More2life, a leading provider of lifetime mortgages, has introduced a new product called Maxi Zero ERC. This game-changing product lets you borrow money against your home without worrying about early repayment charges (ERCs). That means you can repay your loan early without paying any extra fees. Why is…

  • Mortgage Rate Cut for Over 50s

    Good news for older borrowers! LiveMore, the specialist lender for the over 50s, has announced significant cuts to its mortgage rates, making it easier for mature borrowers to get on or climb the property ladder. The company has slashed rates by up to a whopping 0.85% across a range of its mortgage products, including lifetime…

  • Don’t Tax Granny’s House! How a Change to Inheritance Tax Could Help Young People Buy Homes

    You might be thinking about the future of your property, and how it can help younger generations get on the property ladder. But, a complex system of inheritance tax rules is actually making it harder for families to help each other. The Inheritance Tax Trap Inheritance tax (IHT) is the tax charged on your estate…

  • Hodge Cuts Interest Rates for Over 50s

    Hodge, a specialist lender, has just cut its interest rates across its 50+ and retirement interest-only (RIO) mortgage ranges. Hodge has reduced its rates by up to 0.30%, meaning you could save money on your monthly mortgage payments. For example, a two-year fixed rate mortgage for people over 50 now starts at just 5.65% and…

  • Pension Top-Up? It’s Time to Check Your Records!

    Did you raise a family between 1978 and 2000? If so, you could be owed a free top-up to your State Pension. The taxman, HMRC, is urging those nearing retirement to check if they’re eligible for a bit of extra cash in their old age. HMRC has already contacted over 250,000 people who are already…

  • Pensioners: Your Money Could Be at Risk – 5 Steps to Stay Ahead

    It’s a worrying time for pensioners. With rising bills and cuts to support, it’s crucial to understand the changes and take steps to protect your finances. The Government is ending the £300 Winter Fuel Payment for millions of pensioners. This is on top of the energy price cap rising by £149 in October, with another…

  • Pensioners Could Be Missing Out on £11,300 a Year!

    Are you a state pensioner struggling to make ends meet? You could be missing out on a vital financial boost, according to money-saving expert Martin Lewis. Pension Credit: A Lifeline for Many Martin Lewis is urging pensioners to check if they’re eligible for Pension Credit, a benefit that can provide an extra £11,300 a year…

  • Record Property Wealth for Over-55s

    The value of homes in the UK has been on the rise, and that’s good news for homeowners, especially those approaching retirement. According to the Equity Release Council, the total value of property equity in the UK has hit a record high of £5.7 trillion. That’s more than the £5.6 trillion reached back in mid-2022,…

  • Retirement dreams dashed? Pension pot needed for ‘basic’ life soars!

    It’s a worrying time for many in retirement – the cost of living crisis has made it even harder to secure a comfortable life after work. The bad news? The amount of money you need in your pension pot to live a ‘basic’ life has jumped by 60% in just three years. A big gap…

  • Retirement Shock – Half of Women Fear Running Out of Money

    It’s a worrying time for many people heading towards retirement, but for women, the financial picture is particularly bleak. A new report has revealed that a shocking 52% of women don’t think they’ll have enough money to last them through their retirement years. This worrying trend is being fuelled by the cost of living crisis.…