Pension Loans

Category: Uncategorized

  • Could Your Pension Soon Be Used to Buy Your First Home?

    Experts are calling for a shake-up of the pension system that could allow first-time buyers to use their pension pots for a deposit. One of the UK’s biggest asset managers, Schroders, wants the government to allow savers to use their pension savings early to buy their first home, the FT reports. They say it could…

  • Livemore Announces Cheaper Rates to Unlock Your Home’s Value

    If you’re over 55 and have a bit of equity tied up in your home, you might be interested in this news! LiveMore, a company that offers special mortgages for older homeowners, has just reduced their rates. This means you could unlock more of your home’s value and use it for things like topping up…

  • Perenna’s Retirement Interest Only Rates Just Dropped!

    Perenna, a mortgage lender, has just cut its interest rates on several of its popular products. This means you could save money on your mortgage payments, whether you’re buying a new home or remortgaging your existing one. What’s Changed? Perenna has made these changes: What Does It All Mean? These reductions mean you could save…

  • No More Repayment Fees on More2life Lifetime Mortgages!

    Good news for those approaching retirement age! More2life, a leading provider of lifetime mortgages, has introduced a new product called Maxi Zero ERC. This game-changing product lets you borrow money against your home without worrying about early repayment charges (ERCs). That means you can repay your loan early without paying any extra fees. Why is…

  • Mortgage Rate Cut for Over 50s

    Good news for older borrowers! LiveMore, the specialist lender for the over 50s, has announced significant cuts to its mortgage rates, making it easier for mature borrowers to get on or climb the property ladder. The company has slashed rates by up to a whopping 0.85% across a range of its mortgage products, including lifetime…

  • Don’t Tax Granny’s House! How a Change to Inheritance Tax Could Help Young People Buy Homes

    You might be thinking about the future of your property, and how it can help younger generations get on the property ladder. But, a complex system of inheritance tax rules is actually making it harder for families to help each other. The Inheritance Tax Trap Inheritance tax (IHT) is the tax charged on your estate…

  • Hodge Cuts Interest Rates for Over 50s

    Hodge, a specialist lender, has just cut its interest rates across its 50+ and retirement interest-only (RIO) mortgage ranges. Hodge has reduced its rates by up to 0.30%, meaning you could save money on your monthly mortgage payments. For example, a two-year fixed rate mortgage for people over 50 now starts at just 5.65% and…

  • Pension Top-Up? It’s Time to Check Your Records!

    Did you raise a family between 1978 and 2000? If so, you could be owed a free top-up to your State Pension. The taxman, HMRC, is urging those nearing retirement to check if they’re eligible for a bit of extra cash in their old age. HMRC has already contacted over 250,000 people who are already…

  • Pensioners: Your Money Could Be at Risk – 5 Steps to Stay Ahead

    It’s a worrying time for pensioners. With rising bills and cuts to support, it’s crucial to understand the changes and take steps to protect your finances. The Government is ending the £300 Winter Fuel Payment for millions of pensioners. This is on top of the energy price cap rising by £149 in October, with another…

  • Pensioners Could Be Missing Out on £11,300 a Year!

    Are you a state pensioner struggling to make ends meet? You could be missing out on a vital financial boost, according to money-saving expert Martin Lewis. Pension Credit: A Lifeline for Many Martin Lewis is urging pensioners to check if they’re eligible for Pension Credit, a benefit that can provide an extra £11,300 a year…